Things must be bad. Google ‘Debt Advice’, ‘Debt Help’, ‘IVA’, Debt Management or any debt related words and you get so many companies telling you that they can help you. Some even talk about writing off 90% of your debts. These worry me as what sounds too good to be true often is.
Found one site that doesn’t look commercial that has reviewed what appears to be the main companies and options called talk about debt.
I have also had a look on Money Saving Expert and both of these sites appear to like the CCCS and Citizens Advice. Both are charities. Surely they’ll be the best place to start.
I’ve got some time off at lunch time I’m going to give them a call.
